Non-Trucking Liability in Barrington and Chicagoland: Ensure Inc.

Non-trucking liability (NTL) insurance covers an owner-operator's liability when the truck is used for personal use and not under dispatch. Most motor carriers require it. Ensure Inc. in Barrington, Illinois, places NTL together with physical damage and occupational accident, and explains each in English, Polish, Ukrainian or Russian.

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Ensure Inc.

Independent insurance agency · trucking, personal and commercial lines

4.9 on Google from 84 reviews (checked November 2026)
📍 101 Lions Dr Ste 110, Barrington, IL 60010
🕐 Mon–Fri 8am–5pm · Sat 10am–2pm
  • Liability for personal use, not under dispatch
  • Required by most carriers
  • Placed with physical damage and occupational accident
  • English, Polish, Ukrainian and Russian

Why customers choose Ensure Inc. for non-trucking liability

NTL is one of the first things a carrier asks for when you lease on. It is easy to buy and easy to confuse with bobtail or with the carrier's own policy. Ensure Inc. specializes in trucking accounts and explains where each coverage starts and stops.

Coverage and support

Non-trucking liability

Liability coverage when you use your truck for personal use, outside dispatch.

Bobtail when required

Added if your carrier requires bobtail separately.

Physical damage

Collision, fire, theft and vandalism for the truck and trailer.

Occupational accident

Medical and income protection for the driver.

Proof for the carrier

Certificates for your lease.

Send your lease. We will confirm the NTL requirement and quote it.

📞 847-316-9933

How it works

  1. Lease requirementsWhat your carrier asks for and in what words.
  2. Match coverageNTL and the related coverages are selected.
  3. Free quoteYou receive a quote with no obligation.
  4. CertificateProof is issued for the carrier.

When to call

Call when you sign with a new carrier, when your lease asks for NTL, or when you want to know what covers you on a weekend with the truck. Send your USDOT number, unit list and renewal date to request@yourensure.com or call 847-316-9933.

Non-Trucking Liability in Barrington and Chicagoland: your questions answered

What does non-trucking liability cover?

Liability when the truck is used for personal use, not under dispatch, within the policy terms.

Does my carrier's insurance already cover me?

Usually not when you are off dispatch. Carriers commonly require owner-operators to carry NTL themselves.

Is NTL the same as bobtail?

Related but not identical. The agency explains the difference and which your lease needs.

Is the quote free?

Yes.

Do you serve out-of-state drivers?

Yes, trucking clients in 13 states by phone and email.

General information, not a quote or an offer of coverage. Coverage, eligibility and availability depend on the policy and the insurer and are confirmed by the agency before you buy. Insurance prices are not quoted on this page because they depend on each case.

Talk to Ensure Inc. about non-trucking liability

Send your lease. We will confirm the NTL requirement and quote it. Ensure Inc. · Barrington, IL · since 2015 · English, Polish, Ukrainian and Russian.

request@yourensure.com

Read more on yourensure.com: Owner-operator insurance · Commercial trucking insurance guide (sourced) · Motor carrier insurance

Other Ensure Inc. services in this directory: Physical Damage Insurance · Semi Truck Insurance · Dump Truck Insurance · Box Truck Insurance

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