Non-trucking liability (NTL) insurance covers an owner-operator's liability when the truck is used for personal use and not under dispatch. Most motor carriers require it. Ensure Inc. in Barrington, Illinois, places NTL together with physical damage and occupational accident, and explains each in English, Polish, Ukrainian or Russian.

Ensure Inc.
Independent insurance agency · trucking, personal and commercial lines
NTL is one of the first things a carrier asks for when you lease on. It is easy to buy and easy to confuse with bobtail or with the carrier's own policy. Ensure Inc. specializes in trucking accounts and explains where each coverage starts and stops.
Liability coverage when you use your truck for personal use, outside dispatch.
Added if your carrier requires bobtail separately.
Collision, fire, theft and vandalism for the truck and trailer.
Medical and income protection for the driver.
Certificates for your lease.
Send your lease. We will confirm the NTL requirement and quote it.
📞 847-316-9933Call when you sign with a new carrier, when your lease asks for NTL, or when you want to know what covers you on a weekend with the truck. Send your USDOT number, unit list and renewal date to request@yourensure.com or call 847-316-9933.
Liability when the truck is used for personal use, not under dispatch, within the policy terms.
Usually not when you are off dispatch. Carriers commonly require owner-operators to carry NTL themselves.
Related but not identical. The agency explains the difference and which your lease needs.
Yes.
Yes, trucking clients in 13 states by phone and email.
General information, not a quote or an offer of coverage. Coverage, eligibility and availability depend on the policy and the insurer and are confirmed by the agency before you buy. Insurance prices are not quoted on this page because they depend on each case.
Send your lease. We will confirm the NTL requirement and quote it. Ensure Inc. · Barrington, IL · since 2015 · English, Polish, Ukrainian and Russian.
Read more on yourensure.com: Owner-operator insurance · Commercial trucking insurance guide (sourced) · Motor carrier insurance
Other Ensure Inc. services in this directory: Physical Damage Insurance · Semi Truck Insurance · Dump Truck Insurance · Box Truck Insurance